Hisab Kitab App: How to Choose the Best App for Daily Hisab Kitab

What does hisab kitab mean?

Hisab (حساب) means account or calculation, and kitab (کتاب) means book. Together, hisab kitab is the everyday Urdu and Hindi phrase for keeping accounts: what came in, what went out, and who still owes what. When a shopkeeper says “mera hisab kitab saaf hai”, they mean every balance is known and agreed.

In a shop, hisab kitab usually covers three things:

• Lena (لینا): money customers owe you for goods given on udhar, or credit.
• Dena (دینا): money you owe suppliers and wholesalers for stock taken on credit.
• Payments: cash, bank transfers or mobile wallet payments that reduce those balances.

Daily cash sales and shop expenses are part of the picture too. Our guide on dukan ka hisab kaise rakhe shows how all of them fit into one simple daily routine. This guide is about the part an app does best: the running accounts of the people you deal with.

Diary, Excel or app: what changes when hisab kitab goes digital

A diary is not wrong. For a shop with five udhar customers, it works. The trouble starts at thirty or fifty customers, when adding up a balance takes longer than the sale, and one lost page means an argument you cannot settle. Here is how the three common methods compare.

The app column describes MobiKhata. Other apps differ, which is why the checklist below matters.

What to look for in a hisab kitab app

Most people search for the “best app for hisab kitab” and download the first result. Spend five minutes on these nine points instead; they decide whether you are still using the app in six months.

1. Free to use in full. Many apps are free to download but charge for features later. On the store page, look for the “Contains ads” and “In-app purchases” labels. Our guide to which khata apps are really free explains what to check.
2. Your language. If the person at your counter reads Urdu or Hindi more easily than English, the app should be in Urdu or Hindi. Entries are faster and mistakes are fewer.
3. Works without internet. Power cuts and weak signal should not stop your hisab. Entries should save on the phone and sync later.
4. Backup and sync. Signing in should keep a copy of your hisab in your account, so a broken or lost phone does not mean a lost khata.
5. Customers and suppliers together. You need to see both totals: what you will receive and what you have to pay.
6. Statements and reminders. Sending a customer a clear statement on WhatsApp settles most arguments before they start.
7. Your currency. Rupees, Afghani, dollars or riyals: the app should support yours, and keep different currencies apart.
8. Works on a computer. Useful for checking balances in the evening or printing statements.
9. Privacy. Your customers’ balances are private. Check that the app has no ads, does not sell data, and can be locked.

Hisab kitab apps compared (2026)

These are the khata apps people in Pakistan most often consider. We checked each app’s store listing in October 2026.

Prices and features change, so check the store page before you download. If you are in Pakistan and want to keep hisab kitab in Urdu, MobiKhata, DigiKhata and Easy Khata all support it; MobiKhata is the one with no paid plan, and it also covers Pashto, Dari and accounts in other currencies. If you are in India and work in Hindi or a regional language, Khatabook and OkCredit are built for that market, and MobiKhata supports Hindi and Bengali. For a deeper comparison, read which khata app is best and our guide to the best khata app in Pakistan.

How to keep daily hisab kitab in MobiKhata

1. Download MobiKhata free from Google Play or the App Store.
2. Sign in with Google, Apple or email, so your hisab is backed up to your account.
3. Choose your language in Settings under Language & Currency. Urdu and Hindi are both available.
4. Create your business and set its currency, for example Pakistani rupee (PKR).
5. Add your parties: every customer who buys on udhar and every supplier who gives you stock on credit. Add a phone number so you can send statements.
6. Record entries as they happen. When you give goods on udhar, record a Cash Out. When the customer pays, record a Cash In. For a supplier it is the other way round: goods received on credit are a Cash In and your payment is a Cash Out. Add a short note such as “flour 20 kg”; the amount field has a calculator for adding up a bill.
7. Check your totals. The home screen shows To Receive, To Pay and your net balance.
8. Turn on the daily reminder on Android (“Remind me to log daily entries” in Settings), so no day’s hisab is missed.

Entries can be backdated, so if you are moving from a diary you can carry over each customer’s current balance with the right date. The mobile khata guide explains that move step by step.

Example: one week of hisab kitab for one customer

Bilal buys groceries on udhar from a general store and pays every few days. This is his account for one week, the way the app keeps it.

In a diary, each of those balances is a sum you work out by hand, and one mistake carries forward to every later line. In the app, the balance updates after every entry. On Sunday, Bilal can receive the same table as a PDF statement on WhatsApp, and there is nothing to argue about. To write the same layout on paper, see our khata book format guide.

Hisab kitab app for PC: use it on a computer

Many people look for a hisab kitab app for a PC or laptop. You do not need to install anything. Open web.mobikhata.com in Chrome, Edge, Safari or Firefox and sign in with the same account you use on your phone. Your parties, balances and entries are the same on both, and changes on one appear on the other. A computer is handy for checking balances in the evening, reading reports and printing statements. Saving on the web needs an internet connection; the phone app works offline. See what the web app can do.

A warning about APK files: searches such as “hisab kitab app download apk” often lead to unofficial websites. Install apps only from Google Play or the App Store. An APK from an unknown site can be changed to steal data, and your khata holds every customer’s name, number and balance.

Hisab kitab for different kinds of business

• Kiryana and general stores: add the families who buy on monthly credit first, and note the agreed payment day, such as the 1st or salary day.
• Wholesalers and distributors: you both give and take credit. Keep retailers and suppliers in the same app and watch To Receive against To Pay.
• Mobile and electronics shops: for instalment sales, record the full price as one entry and each instalment as a payment, so the remaining amount is always visible.
• Traders who deal in dollars or Afghani: keep each currency in its own business so balances never mix. Our guide to managing multiple currencies shows how.
• Tutors, tailors and home businesses: add each client as a party and record fees and payments, so you always know who has paid this month.

Common hisab kitab mistakes

• Writing entries at night from memory. Record at the counter while the customer is there. Memory is where most disputes begin.
• Vague notes. “Saman” tells you nothing a month later. “Ghee 5 kg, sugar 2 kg” does.
• Mixing currencies in one khata. A balance in rupees and dollars together means nothing. Use separate businesses.
• No backup. An app you never signed in to is a diary that can still be lost. Sign in so your hisab is saved to your account.
• Not sharing statements. A customer who sees their own entries pays with more confidence. Send statements before balances grow; our payment reminder templates help with the wording.

Keep your hisab kitab in MobiKhata

Free on Android and iPhone, in Urdu, Hindi and six more languages. Works offline and backs up to your account.

On a computer? Use the same account in the MobiKhata web app.

Related reading

• Dukan Ka Hisab Kaise Rakhe? A Simple System for Your Shop
• Which Khata App Is Best? How to Choose in 5 Minutes
• Free Khata App: Which Khata Apps Are Really Free?
• Khata App in Urdu: Keep Your Hisab Kitab in Urdu
• Khata Book Format: How to Write a Customer Ledger

Your hisab kitab, always added up

Download MobiKhata free and let the app keep every balance for you.

Free on Android and iPhone. Also on the web.